Do the Math: XRP is One Tenth As Volatile As Fiat for Cross-Border Transactions | Ripple

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Arguing about volatility of digit assets used for cross-border transactions without taking into account the transaction time is misleading - as this article argues persuasively with examples. 

Based on the explanation given in this article, XRP clearly has an edge against SWIFT payment. XRP is used only for cross-border transactions. In comparison, its competitor Stellar XLM can be used for all kinds of transactions in addition to cross-border transactions, with similar transaction speeds. Wouldn't that put Steller XLM in a better position than XRP? 


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