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Point of Sale Visa Transactions (includes card not present)GBPEURPoint of Sale Visa (POS) transaction (UK)00.57+1.25%Point of Sale transaction (Visa Europe €)0.50 + 1.25%0Point of Sale transaction (Visa Europe non € excluding UK)0.50 + 1.25%0.57+1.25%Point of Sale transaction (International)0.50 + 1.75%0.57+ 1.25%

ATM withdrawal transactions at Visa ATMsGBPEURATM withdrawal at Visa ATM (UK)0.501.15 +1%ATM withdrawal at Visa ATM (Europe €)1.00 + 1.25%1.25%ATM withdrawal at Visa ATM (Europe non € excluding UK)1.00 + 1.25%1.15 + 1.25%ATM withdrawal at Visa ATM (International)1.50 + 1.75%1.50 + 1.75%

*Up to a maximum of 24% APR

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