El 37% del dinero se gasta pagando deudas

3년 전

Según un informe del banco de la república, el gasto en pago de tarjetas de crédito y cuotas de préstamos bancarios es cada vez mayor.

Las deudas de los colombianos frente al sector financiero suman más de 205 Billones, de los cuales el 66% corresponde a pagos por préstamos para vivienda.

Realmente preocupante saber que por cada millón de pesos que recibe una familia, se gastan más de $170.000 pagando deudas a bancos, deudas cargadas de altos intereses y que afectan la economía del hogar de forma notable.


Fuente de la Imagen

Otro dato impactante es que se considera que cuando esta cifra llegué al 30% se tiene que percibir como una alarma de riesgo financiero, algo que parece estar próximo a llegar.

La economía de las familias es un tema cada vez más difícil, mientras los sistemas bancarios cada vez son más ricos, una economía mal distribuida es el modelo en el cual vivimos.

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