Oh Joy! I Was a Victim of Debit Card Fraud

21일 전

52477658-8440-4980-8165-1DFABD885C42.jpeg

I get a lot of spam voicemail. Scam Likely has me on speed dial? So when I got a voicemail saying that possible fraud had been detected on my debit card, I was dubious. It gave a four-digit case number and urged me to call an 888 number. Yeah, right.

My credit union uses local area codes and also has an 800 number toll-free line, not an 888 number. But just to be sure, I logged into my credit union to check my account. And found out that my checking balance was $2.34 and my savings balance was $0.

With a bunch of charges to gas stations, ATM’s, and a Gyros restaurant in Chicago. It’s been six years since I’ve been to the Windy City.

So I called the 888 number to confirm the fraud, and was then directed to cut up my debit card and contact my credit union directly to reverse the charges to restore the funds to my account. Not comfortable trying to do that online or by phone, I hopped into the wombatmobile and drove across town to do it in person.

This is why I greatly prefer having an account with a local credit union rather than with a faceless bankster demon like Wells Fargo. Face to face, it was fixed. Ten minutes tops, maybe less. Sure, maybe in a few years, I will have made the move to a 100% blockchain financial life, but for now my credit union has my back. (The fraud appears to be unrelated to my recent trip to Bangkok for SteemFest4; while there I used cash and an unrelated credit card, not my debit card.)

I will shed no tears when the big bankster oligopoly goes down in flames. But for now at least, I’m glad that my credit union is here for me.

Disclaimer: This should not be construed as financial advice. I am not a registered financial advisor; I don’t even play one on TV. Do your own due diligence. Batteries not included. Objects may be larger than the appear in mirror. Some assembly required. Do not taunt Happy Fun Ball.

Pixabay image

Authors get paid when people like you upvote their post.
If you enjoyed what you read here, create your account today and start earning FREE STEEM!
STEEMKR.COM IS SPONSORED BY
ADVERTISEMENT
Sort Order:  trending

I was told (not sure if it was true but it makes sense) that the fraudsters use your "yes" to "authorize" the fraud.

They call up and say is this Mr/Ms XXXXX and when you say yes, they have the verbal authorization.

Let all unknown numbers go to voice mail.

cheers @preparedwombat!

Thanks for being with us on the @cryptobrewmaster crowdsale 4 trybe creation
We already pushed 60 CBM tokens to your Steem-Engine account it's over here

find us on the Discord

We also upvoted this post by @teamukraine and our fellow sponsors)

Have a great day!

Hi @preparedwombat!

Your post was upvoted by @steem-ua, new Steem dApp, using UserAuthority for algorithmic post curation!
Your UA account score is currently 5.117 which ranks you at #1001 across all Steem accounts.
Your rank has not changed in the last three days.

In our last Algorithmic Curation Round, consisting of 95 contributions, your post is ranked at #19.

Evaluation of your UA score:
  • You've built up a nice network.
  • The readers like your work!
  • Try to work on user engagement: the more people that interact with you via the comments, the higher your UA score!

Feel free to join our @steem-ua Discord server

bummer, I'm sorry to hear that happened. Although I don't like credit unions myself. they push lending more than banks do.